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EC-Linx: Real-time Internet payments


EC-Linx is designed for companies needing real-time payment processing and authorization.

With it, get server-to-server real-time credit card authorizations via Web-based payment channels, mail order/telephone order, or swipe for card-present transactions with the addition of a card reader.

Integrate EC-Linx directly into your e-commerce application, ERP system, networked point-of-sale or back-office finance system.

Use it as a stand-alone application, or add other components of Payment WorkSuite — CardVault, EC-Zone and EC-Batch — to fit your needs, with confidence that the applications will work together seamlessly.

Enhanced security

With EC-Linx, data is transmitted via secure SSL/TLS encrypted connections, and transactions are accepted only from registered IP addresses. Further bolster security by pairing the application with 3DSI’s CardVault for data tokenization and card data storage to eliminate storing sensitive data on your internal system.

Flexible implementation

The payment processing system is hosted at 3DSI's secure data centers and not on your computers, which means it can integrate with your ERP — SAP, JD Edwards, Oracle, Microsoft and more. This also means enterprise IT managers can forget about system updates and future compatibility. The updates all happen on our end.

Standard industry interfaces allow it to work with many platforms and operating systems, including UNIX, IBM AS/400, LAMP and others.

EC-Linx can also be integrated into your company's shopping carts, point-of-sale systems and order entry systems for e-commerce and B2C applications.

Custom branding

Merchants can add their logos to transaction receipts issued to their customers for added polish and brand recognition. Other customization options are available too:

  • Use your logo in place of the Payment WorkSuite logo throughout the application.
  • Change the default color of your portal to one of three stock color schemes.
  • Let us create a custom log-in URL that ties the portal closely with your company’s website URL.

Most customization services carry a simple one-time fee.

Broad acceptance and support

EC-Linx supports all major card brands: Visa, MasterCard, American Express, Discover, Diners Club and JCB.

Supported platforms include:

  • American Express CAPN Direct
  • Elavon
  • First Data
  • Global Payments
  • Paymentech
  • TSYS Acquiring Solutions
  • Vantiv
  • WorldPay

Interchange rate discounts

For B2B and B2G purchasing cards, you can get the best rates available by using EC-Linx’s Level-3 line-item detail on transactions. And the application supports card association security requirements, like address verification, needed to qualify for lower cost interchange rates. Learn more about 3DSI’s Level-3 support.

American Express Direct

With EC-Linx, you can process your transactions directly with American Express, giving your AmEx customers a faster, simpler and safer transaction. American Express Direct also qualifies your business for the lowest available interchange rate on transactions with enhanced data.

How it works

EC-Linx Process Flow

  1. Order Entry – Transaction information and payment card data is entered into the merchant’s ERP order entry or billing system where it is stored for later processing.
  2. Transaction File Transmission – The merchant’s ERP, order entry or billing system sends an encrypted file containing transaction information and payment card data to 3Delta Systems® via EC-Linx®.
  3. Authorization Request – 3DSI sends transaction information and payment card data to the card network for processing.
  4. Authorization Response – The card network provides 3DSI with the transaction results.
  5. Transaction Results – 3DSI places an encrypted file containing transaction results on an FTP server where the merchant’s ERP, order entry or billing system retrieves it.
  6. Order Completion – The merchant’s ERP, order entry or billing system is updated with the transaction results.

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