Benefits
Enhanced Security and Reduced Risk
- CardVault lets you accept and process card payments without the burden of storing card data on internal systems
- All of your PCI protected card information is stored at 3DSI's Payment Card Industry Data Security Standard (PCI DSS) certified processing network
- CardVault's extended storage record (5K bytes per record) helps protect additional information, such as customer records, HIPAA or Privacy Act protected information
- Supports your business continuity plans by maintaining a secure copy of critical data off-site
Card-Vault White Paper
Stopping Data Cyberthieves in their Tracks
Today's data center is a magnet for criminals trying to hijack, steal or destroy personally identifiable information, medical records and credit card numbers. The increasing number and severity of data breaches proves these cybertheives are highly motivated and sophisticated, knowing exactly where and what to target. By comparison, most companies do not have specialized, full-time IT security defense teams.
Flexible Implementation
- Your legacy card data is securely transferred to 3DSI where it is tokenized, after which it can be purged from the host system
- The token, which corresponds to the customer's Primary Account Number (PAN), can be assigned by you or 3DSI
- CardVault supports both server-to-server transactions in real-time and file-based transactions via batched process
- Cardholder records may be updated and added in real-time
Works with Existing Technologies
- CardVault's platform-neutral design works with any host system
- Supports and works with existing business processes
- 3DSI's systems can be integrated with enterprise accounting and back-office solutions such as SAP®, JD Edwards®, Oracle®, Microsoft® and more
- Standard interfaces facilitate integration without using distributed software
- All services offer the same set of browser-based advanced reporting tools
Customer Convenience without the Risk
- E-commerce applications can offer "My Profile" convenience for your customers without storing actual card data on your host system
- Repeat customers do not have to re-enter data – CardVault securely stores account information
- CardVault allows updates to any of the saved fields, including cardholder name and expiration date, without retrieving the card information
Ease-of-Use
- The merchant or vendor passes credit card information one time to 3Delta Systems where it is received and encrypted in 3DSI's database – where upon a token is generated and returned to the merchant system
- The token serves as the reference to the card information stored in 3DSI's PCI certified payment system
