EC-Zone: Browser-based virtual payments

EC-Zone is a virtual payment system designed for manually processing purchase card and credit card payments.

Use your existing system with no special hardware or software. All that is required is a Web browser and Internet access. EC-Zone is fully integrated into Payment WorkSuite, a high-performance payment platform that gives businesses of every size the ability to manage the increasing complexity of payment and data security requirements.

Use EC-Zone as a stand-alone application, or add other components of Payment WorkSuite — CardVault, EC-Linx and EC-Batch — to fit your needs, with confidence that the applications will work together seamlessly.

Tough, flexible security

EC-Zone lets you streamline your PCI requirements by storing and managing card data in 3DSI's dedicated network and world-class data centers.

Identify and intercept threats — from inside or out:

  • Apply customized checks, restrictions and tolerances to alleviate or avoid costs associated with high-risk transactions. Set your own transaction processing thresholds.
  • Create unique login credentials and assigned permissions for each user to control their level of access.

Fast, convenient processing

With EC-Zone’s real-time processing, the card is verified and the transaction is authorized in seconds. And that’s not the only way you’ll save time. With EC-Zone you can:

  • Store customer and cardholder profile information for reuse.
  • Create templates to make recurring transactions simple.
  • Begin a transaction by copying a prior one. Modify just the information that needs to be changed and send it through.
  • Populate line-item fields on the fly with predictive type-ahead search that draws from previously entered information.

And your customers automatically receive email transaction confirmations.

Simple setup and management

You can completely avoid software setup, as 3DSI hosts the application and delivers it to you via "software as a service," or SaaS. This means you can be up and running quickly and leave 3DSI to manage service and security updates, training and other maintenance.

Broad acceptance and support

EC-Zone supports all major card brands: Visa, MasterCard, American Express, Discover, Diners Club and JCB.

Supported platforms include:

  • American Express CAPN Direct
  • Elavon
  • First Data Merchant Services — North
  • First Data Merchant Services — South
  • Global Payments — East
  • Paymentech
  • TSYS Acquiring Solutions
  • Vantiv
  • WorldPay

Custom branding

Merchants can add their logos to transaction receipts issued to their customers for added polish and brand recognition. Other customization options are available too:

  • Use your logo in place of the Payment WorkSuite logo throughout the application.
  • Change the default color of your portal to one of three stock color schemes.
  • Let us create a custom log-in URL that ties the portal closely with your company’s website URL.

Most customization services carry a simple one-time fee.

Interchange rate discounts

For B2B and B2G purchasing cards, you can get the best rates available by using EC-Zone’s Level-3 line-item detail on transactions. And the application supports card association security requirements, like address verification, needed to qualify for lower cost interchange rates. Learn more about 3DSI’s Level-3 support.

American Express Direct

With EC-Zone, you can process your transactions directly with American Express, giving your AmEx customers a faster, simpler and safer transaction. American Express Direct also qualifies your business for the lowest available interchange rate on transactions with enhanced data.

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